Mortgages

First Time Buyers

Guiding you through your first purchase

Taking that first step onto the property ladder is an exciting time for anyone, but it can also be a daunting and expensive one. A mortgage is possibly one of the biggest financial commitments you will ever make-so it has to be right for you. This is why it is really important to us that we find you the best deal to suit your circumstances.

There are thousands of lenders on the market all offering different rates, fee’s and incentives-but which one is right for you?

With our experience we will do all the leg work for you and ensure we offer you the best options and tailor your mortgage to suit your situation.

Please note, your home may be repossessed if you do not keep up repayments on your mortgage.

Home-Mover

Onwards and upwards made easy

They say moving home is one of the most stressful times of our lives, but it doesn’t have to be. Whilst we can’t make the moving process easy (we would if we could!) we can make the financial part as stress free and straight forward as possible.

We will carry out an assessment based on your objective. We will determine exactly how much you can borrow, what it will cost you and how much deposit you will need-this may come from the sale of your current home. We will then determine which mortgage is the right one for you.

We will also take care of any protection needs you have. This may be reviewing any existing insurance policies you may have in place to make sure they’re still fit for purpose. Should you not have any insurance policies in place then this is the best time to look at your options.

Please note, your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgage

We will find the best deal to suit your needs

Are you coming to the end of your current deal? Are you currently on the lenders standard variable rate? Do you want to raise some funds to carry out some home improvements or consolidate some of your debt in order to lower your monthly payments. There are lots of reasons why you may want to review your existing mortgage.

At Figtree Financial we are here to help.

With access to the whole of the market we can evaluate which lender and type of mortgage is best suited to you and your circumstances.  We will even advise you if remortgaging isn’t the best option for you.

Once we have decided on the next course of action we will guide you through the process and keep you updated throughout.

Please note, your home may be repossessed if you do not keep up repayments on your mortgage. You may also have to pay an early repayment charge to your existing lender if you should remortgage before your current deal comes to an end.

Buy To Let

Securing the best deal for your investment

Are you an experienced landlord or a new landlord looking to buy your first investment property? No matter how big or small your way we can find the right option for you. We have helped many different types of landlords over the years.

We will continue to service your Buy To Let mortgage(s) and let you know when the deal is coming to an end and can assist in searching the market to find a new product that is suitable for the landlord.

Contact one of our experts who can talk you through the options of buying an investment property and the costs involved.

Please note, your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy To Let mortgages are regulated by the Financial Conduct Authority, this is something we can explain in detail to you.